Tag Archives: Personal Finance
Should I buy now or wait for prices to fall?
Even though this article focuses on the Toronto condo market, the advice and information can be used for any real estate market including Victoria’s. I’m often asked this question if it’s the right time to sell or buy and it’s always a somewhat difficult one to answer as there are so many factors and individual Continue Reading »
5 Mobile Apps to Make Homebuying Easier
There is now a mobile app for just about anything. The 5 iPhone and iPad apps below will help make the home buying process a little bit easier. From mortgage calculations to moving organization. There’s an app for that! Zoocasa Real Estate Search Searching for real estate in Canada just got easier! Take advantage of Zoocasa’s powerful Continue Reading »
Interest rates are going nowhere fast
By Gregory Klump – Chief Economist, CREA – March 26, 2013 Canadian interest rates will remain stuck at their current unusually low levels throughout 2013. I’ve been saying as much since early 2012 and feel more than a little vindicated by the Bank of Canada’s policy interest rate announcement on January 23rd, 2013, when it Continue Reading »
Retirement rationalizations: 6 misconceptions about RRSPs
By The statistics are clear: most Canadians are not preparing for retirement. According to a new poll by CIBC, more than half of Canadians surveyed said they did not feel adequately prepared for this later stage of their lives. When we at GoldenGirlFinance.com published an article about the importance of investing in Registered Retirement Savings Continue Reading »
Paying Off Your Mortgage Faster – 10 Quick Tips
Don’t waste your hard-earned money on interest! These methods have allowed many people to shorten their mortgage life by years in a very short period and enjoy a greater lifestyle for a longer period. One of the highest financial priorities of Canadian homeowners is to pay off their mortgage as quickly as possible. Paying Continue Reading »